This statement has been prepared by ADX Building Systems Pty Ltd and ADX Depot Pty Ltd (We) and complements our Credit Reporting Policy and provides information on the credit reporting bodies to whom we may disclose your credit information as well as information on certain rights you have in relation to your credit information.

Our handling of credit information is regulated by the Privacy Act 1988 (Cth) (Privacy Act) and the Privacy (Credit Reporting) Code (CR Code).

1. Credit Reporting Policy

Our Credit Reporting Policy is available upon request or visit http://www.adxdepot.com.au. This policy provides information on our management of your credit information, including:

• your right to access the credit information we hold on you;

• your right to seek the correction of credit information that we hold on you;

•  your right to complain about a breach by us of the credit reporting provisions of the Privacy Act or the CR Code and how we will deal with such a complaint; and

• entities outside Australia to which we are likely to disclose your credit information and the countries where they are located.

2. Credit information

Credit information and credit eligibility information is personal information that may have a bearing on commercial credit that has been provided to you or that you have applied for or is about you as a guarantor of commercial credit. Credit information about you may include:

• identification information; or

• credit liability information; or

• repayment history information; or

• a statement that an information request has been made in relation to you by a credit provider; or

• default information; or

• payment information; or

• new arrangement information; or

• court proceedings information; or

• personal insolvency information; or

• publicly available information in relation to your creditworthiness.

3. Credit reporting bodies and your credit information

Credit reporting bodies are permitted under the Privacy Act 1988 and the Privacy (Credit Reporting) Code to handle personal information related to credit. If you apply for commercial credit or offer to act as a guarantor, we may disclose your credit information to, or collect credit information about you from, a credit reporting body. This information is used for the purpose of determining your eligibility for credit, and we may process the information to assess your creditworthiness and suitability for credit.

4. Credit reporting bodies that ADX Depot Pty Ltd may disclose credit information to

We may deal with the following credit reporting bodies:

• Dun & Bradstreet
  Website: http://www.checkyourcredit.com.au 

  Phone: 1300 734 806

  Address: Attention: D&B Public Access Centre, PO Box 7405, St Kilda, VIC 3004

• Equifax
  Website: https://www.mycreditfile.com.au/
  Phone: 1300 762 207

For contact details and information on how credit reporting bodies manage credit related personal information, please see their privacy policies available at the links above

5. Credit Reporting Policy and how you may access your credit information

We manage credit information in accordance with our Credit Reporting Policy which can be obtained on the ADX Depot Pty Ltd website or by contacting us on solutions@adxdepot.com.au. Our Credit Reporting Policy contains further information on:

• how you can access the credit information that we hold about you;

• how you can correct the credit information that we  hold about you;

• how you can complain about a breach of regulatory obligations by ADX Depot Pty Ltd; and

• the locations outside of Australia that we  may disclose your credit information to.

6.  Your rights in relation to your credit information

Credit reporting bodies offer a service to credit providers wishing to send direct marketing material about credit services to individuals. This is called "credit pre-screening". You have the right to request the credit reporting bodies do not use your credit information for this purpose. To opt out of credit pre-screening, contact the credit reporting body, using the contact details provided above.

You can also ask a credit reporting body not to use or disclose your credit reporting information for a period if you believe on reasonable grounds that you have been or are likely to be a victim of fraud.

This Statement of Notifiable Matters was last updated on 20 December 2017